April 27, 2022
Sharing Your Home with Strangers
Debra Bechtel, Crystal Liu, Ernira Mehmetaj, and I have just posted Sharing Your Home with Strangers: Common-Interest Ownership and Financing Options to SSRN (as well as to bepress). The abstract reads, As the affordable housing crisis in the U.S. escalates, … Continue reading
April 27, 2022 in predatory lending | Permalink | No Comments
May 15, 2017
Running The CFPB out of Town
My latest column for The Hill is America’s Consumer Financial Sheriff and The Horse it Rides Are under Fire. It reads, Notwithstanding its name, the Financial Creating Hope and Opportunity for Investors, Consumers and Entrepreneurs Act, or Financial Choice Act, will … Continue reading
May 15, 2017 in predatory lending | Permalink | No Comments
February 8, 2017
Who’s a Predatory Lender?
US News & World Report quoted me in 5 Clues That You’re Dealing with a Predatory Lender. It opens, Consumers are often told to stay away from predatory lenders, but the problem with that advice is a predatory lender doesn’t … Continue reading
February 8, 2017 in predatory lending | Permalink | No Comments
July 22, 2016
Wall Street’s New Toxic Transactions
The National Consumer Law Center released a report, Toxic Transactions: How Land Installment Contracts Once Again Threaten Communities of Color. It describes land installment contracts as follows: Land contracts are marketed as an alternative path to homeownership in credit-starved communities. The … Continue reading
July 22, 2016 in predatory lending | Permalink | No Comments
October 7, 2015
State of Lending for Latinos
The Center for Responsible Lending has posted a fact sheet, The State of Lending for Latinos in the U.S. It reads, in part, At 55 million, Latinos represent the nation’s largest ethnic group and the fastest growing population. However, Latinos continue to … Continue reading
October 7, 2015 in predatory lending | Permalink | No Comments
